Monthly Archives: March 2011

Living Room Furniture

The center of every house, every apartment is a living room. There, we meet friends, celebrate holidays, in the living room is going in the evenings as a family watching television. Therefore, living room furniture – one of the most important attributes of the house. That living room furniture turns your living room in the most intimate part of the house. Of course, good to have a spacious apartment or a large house, where the number of rooms equal to or exceeds the standards defined Psychology: at each family member in the room plus one more general – it will just be sitting. However, such an apartment is not the best option available to all. What if the apartment is small, and guests receive all the same place where is needed? After living room – by definition – it is a room for guests. If well thought out interior, it is not even very large rooms can be made comfortable and roomy.

And the quality of housing will depend not only on the square – we'll try it confirm. Very often in a small apartment living room 'in combination' serves as a bedroom. In this case, the protagonist of the interior becomes a sofa kravat, namely, it provides versatility room. And it is very important to choose the right. At first glance, all sofas are so different! And yet, they can be divided by type of layout into three main groups: those that are pushed forward ('French clamshell' with the wooden armor or 'American clamshell' with metal springs), fold-out book (can be expanded along the longitudinal axis) and a sofa with folding sidewalls. In addition divanymogut to have or not have, built-in storage bed supplies. Design the sofa, his style, shape, color and trim are of great importance in the interior, but if it is a sofa bed, the main importance is reliability, because this thing you make heavy use every day.

It must be durable, properly unpack, do not squeak and it is desirable to have a reasonable price. How to choose a comfortable and durable sofa? Good furniture can be seen at once – the quality of the upholstery and stitching. Cover should be removable and be good if it can be would not only clean but also to erase. In the framework of quality couch should be no 'synthetic' like particleboard or MDF: they are rigid, inflexible and quickly break down. The most durable frame made of beech – this is one of the hardest rocks tree. Folding mechanism is preferable to a simple (three-book), but made of steel, while its share – more than three hundred thousand cycles layout. Mentally cut the couch and now consider it 'stuffing' and the quality of its components. We begin with the 'bottom' – the support, it must be spring steel partitions – a kind of shock absorber. Placed on top of coconut fiber, to maintain biological balance: warm in winter, summer, cold has good energy. The top should spring from the base inserted into it 'spacers' polyurethane, due to these springs do not touch each other, are not deformed and does not creak. On the basis of spring once again placed a layer of coconut fiber, impregnated with latex. The next layer – of varying hardness polyurethane-coated synthetic padding to 16 compacted layers, which provides temperature regulation and softness. That's what should be a quality and durable sofa. A design model and color can be chosen depending on the overall interior style and your desires.

Build Or Buy A Home ?

The market says that the simple answer is no and can not be. But all the same as the answer to this question? In fact, the demand for ready-made houses and construction contracts in organized cottage settlements is distributed approximately as follows manner. 30% of buyers for different reasons are looking for ready-made houses and about 70% ready to expect the construction of his cabin for some time. Having considered the reasons why buyers want to buy a house built, we saw two directions: 1. These are people who believe that life goes too fast and they do not want to miss a single day, in other words they are not willing to wait two to three years and want to buy already-built house.

2. This category of customers, not less respected by us, is not ready to buy a pig in a poke "(construction contract), and used to pay for finished goods. Usually an additional argument is the idea that buying a finished house without finishing they save 5-6 months (and indeed it is!) We will talk only about the segment of suburban real estate market in which we operate "JI-13 Invest, namely the construction and sale settlements on highway. In itself, the construction of cottage settlements in the New Riga "en masse began only six years ago. Ready to move in homes are not so much as the demand is great enough, as usually happens when demand exceeds supply, prices are unreasonably high.

More should be aware that "development" of the territory has developed as normal from the center to the periphery, ie from Moscow to the region. And this led to the fact that most of the homes that are ready to Living in a cottage village surrendered, are within a 30 km zone, the distance from Moscow. And the cost of such homes in the last 4 years increased in 8-10 times and now stands at 2000 000-4 000 000 U.S. dollars. We're talking about homes ready to Living in a cottage village surrendered to highway within 30 kilometers from Moscow. Needless to say, not many customers can not afford such waste. Although this segment was not "worth it", as a consequence shortage of proposals. There is also an opportunity to purchase homes under the finish was put in the cottage. In this case, you will pay up to 1.8 million dollars depending on location.

Housing In Russia Becomes Cheaper

The last increase in ruble prices were recorded in February 2009. In Moscow, the average sale price of 1 square. m (secondary and primary market) decreased by 0.7% in the week. In mo reduction of 0.6%, while in St. Petersburg – 0,7%. In U.S. rate of decline in prices a little lower than in ruble terms. In Moscow the average asking prices denominated in currencies, fell 0.5% in St.

Petersburg – 0,5%, and in the Moscow region – 0,6%. Although the decline in housing prices steadily going on, gradually breaking the offer price and demand price decreases. If in September 2008, some projects prices differ by half (50% discount), but now no more than 25%. Everything falls According to Oleg , head analytical center "Indicators of Real Estate Market (Earn), housing prices in Moscow are falling relentlessly for 8 months or, if translated into weeks, 32 weeks in a row. More Oct. 6, 2008 the average price per square meter in Moscow was $ 6,122, and a week later on October 13 went decline.

There was not a week that prices have gone in, plus all the time balancing index within the negative zone. Experts predict that until the fall of the index will continue its decline, with average rate of 1-2% per month, "Will the massive purchase – everything will depend on external economic background. If the background is favorable, will revive the mortgage, then the index can go to the plus end of the year. Otherwise, we waiting for a moderate reduction in price per square meter. However, a collapse will be no more, as the price of an apartment close to the capital costs "- highlights Oleg . Builders forced to dump and to reduce prices for their items to the cost because they need the money, not to become bankrupt. Prior to that, they would never build a loss. Due to the fact that builders do not have money to start new projects in the field of residential real estate, near future in Russia may be scheduled shortage of new buildings.

Mortgage Apartment

The main disadvantage for who took a mortgage for an apartment – attachment 10 – 25 years, bought a shelter, until such time as laid flat in the bank. In life anything can happen – can be a rib issue urgent sale of the apartment (divorce, desire to buy an apartment larger area, refinancing – selling redita drugshomu lender ). In deciding whether immediate sale of the mortgage apartment should consider factors mattered: to sell the apartment is only possible with the consent of the bank, this protsedaura complicated and time consuming. The first step is to consult your bank officer, the conditions under which the bank agrees to sell the apartment (uityvayte that bank in such cases, the principal, and you are an asylum). Negotiating the sale of an apartment can only be fought when to lift the moratorium on prepayment. Bank staff will ascertain the cause of foreclosure apartment because they will approve you as the original debtor, and went on some labor costs, assess their risks assessed your ability to pay. The Bank is not interested to evaluate the new borrower.

The Bank must require the buyer and the seller sign a notarized tentative agreement allowing the buyer to go to court with a claim of coercion to a contract of sale flats. Must be prepared to that this process will take quite a long time. The Bank undertakes the transaction, giving his cell by contacting the Registration Service. The buyer brings the money to repay the loan in a cell depository this particular bank, and the difference between the agreed sale value of housing and the amount of the loan is laid in another depository cell at normal conditions of purchase and sale of apartments. After that, the bank provides a Registration Service notified that the loan is repaid, the mortgage passes, and there is a common registration of the transaction and transfer of rights described in the first scheme. The difference between the amount of cash purchases and the amount of sales Apartments you get from a cell bank after registering the transaction. but! Difficulties may arise if you are not asked in advance as a leading bank with the debtors. Not a few banks denied the debtors to sell the apartment themselves, and immediately present their properties at auction for resale value.