‘Put all eggs in one basket’, you should, if you want to invest sensibly and safely return strong. “Anders investment manager call expressed this portfolio optimization” and that is exactly the approach according to which the agencies police of the Atlanticlux S.A. (Atlanticlux) designed life insurance is. The broker police offers on well-defined investment strategies in the framework of active asset management for the investment of customer funds using global investment opportunities. “The euro guarantee investment strategy offers such a guaranteed interest rate of 1.5% per annum and can a performance by 14.28% since launch in July 2008 (stand: 28.05.2010) expel”, explains Michael Emmel as managing directors of Atlanticlux. Two more investment strategies are equipped with an innovative capital and profit assurance.
Thus our customers continually benefit in the opportunities of the international stock markets and are also fully protected from losses at the end of the premium payment period”, according to the Atlanticlux Board of Directors. Other benefits of the REALTOR police are to highlight that a death protection without any health assessment (for contracts with an amount of contributions of up to 130,000 euros), offered without excluded diseases and without waiting. The police in terms of cost efficiency is also one to the peak of power in Germany. This is, for example, the cost margin of only 0.16 percent per year (exemplary calculation in a 30-year man, a term of 30 years with a monthly payment of 100 euros). “The complete transparency of costs has been involved since founding the Group Atlanticlux / FWU of our strategic direction, a net police to offer, due”, says Michael Emmel as managing directors of Atlanticlux. The FWU AG as a financial service provider, who ultimately designed the products, is pioneer in the German market for net products for 15 years and has been in the history of jurisprudence, legislator and supervisory authorities in their actions confirmed.
While in 2005, the Bundesgerichtshof confirmed that the acquisition costs of the FWU-NET products are rather lower than usual. In addition the process services of the broker policy are also subject to the tax benefit of life and pension insurance: only half of the income with the individual tax rate will be taxed on capital account and are therefore always better than pure Bauherrenmodelle, pension benefits are subject to the favorable revenue share taxation. But this is not about how the Atlanticlux worked out in their sales literature: there are more additional services, which are a major reason for this for many savers, to trust the innovative financial services and insurance: with safeguarding savings target the opportunity for only 6 percent of its premiums in the Fund policy the customer, to protect his savings goal against unemployment, employment, and disability. Supplementary accident insurance disability provides services at a monthly premium of just around 15 euros up to 1.3 Millions of euro. For more information, also see atlanticlux-kunden-berichten.blogspot.
Fund provider real estate 24 financial repression in the Federal Republic of Germany and the United States as a challenge for acquiring assets in Hamburg, 14.8.2011. The name of financial repression referred to the State money guidance to the Deleveraging of public budgets in the face of otherwise free markets. The term was coined in 1973 by the US economist Shaw and McKinnon. Given the increased inflation rates in the Federal Republic of Germany and the United States of America, interest rates would rise at a functioning capital market and real capital losses prevented. That this is not the case in the Federal Republic of Germany and the United States, is located on State intervention in the interest rate and bond markets. These include low interest rate policy of the ECB and the US Federal Reserve, as well as the legally preset banks with Basel II and Basel III investment in government bonds. In the United States of America, the inflation rate has reached the level of 3.6% in July 2011. In Germany, the inflation rate has reached a high of 2.4% in July 2011.
In the same month, the average fell Yield on German Government bonds also 2.4%. It follows a real return of 0.0%. After taxes, the rate of return was negative. It is minus 1.14% at the top tax rate of 45% plus 5.5% solidarity surcharge. The low interest rate policy of central banks as well as the forced investment in government bonds distort the interest rate market. This manipulation lead to lower interest rates across the entire maturity spectrum. They come at the expense of private assets and pension rights.
Higher nominal tax revenues when falling interest rates reduces the interest burden of public finances. At the same time, the real value of the open public debt falls. They grew greatly in the wake of the financial and economic crisis, because public finances over a practically unlimited State guarantee for ailing German banks and EU border States were significantly impacted.
Interest of the creative economy in areas and real estate with urban potential shifts in trends concerns whose impact on the surroundings, i.e. an intense consideration of interactions in the site structure for the real estate industry. All the major players such as municipality, project developers, operators, investors, retailers, service providers or representatives can network a site record. For the most part, the entire assets of the German economy consists of the assets invested in real estate. A finding that is transferable analog on sites. Richard LeFrak often says this. The real estate industry is wide fanned (architects, engineers, tenant, landlord, brokers, managers, construction supervisors, city planners and others) and fairly structured.
In this industry, informal conditions play a larger role than in other sectors, i.e. personal relations are in the foreground. Here, actors of the cultural and creative industries event -, intermediate – and permanent uses are often interested in such areas and properties, a pronounced urban potential exhibit, whose recycling creates difficulties for purely free-market criteria but. This unplanned unfolding activities use such possibilities as experimentation and testing areas. Ideally facilities such as ramps or support-free rooms (exhibitions) nowhere are there as usual. Long-neglected property can be transferred the appreciation in a process (shop vacancy rate in ground floor zones to the trading-down “with negative downward spiral causing). Not disinterestedly from the perspective of the site development also called young creatives as truffle pigs”. Sometimes special situations and qualities of real estate be discovered only through them.
Another advantage: young creative include the robust user groups, which are often willing, premises with low structural, energetic and technical facilities Quality to take (if the other previously mentioned criteria are correct). See also Jorg Becker: cultural and creative economy in the network of site factors determination of position and effect, ISBN 978-3-8391-1635-7 see here in addition Jorg Becker: site analysis, cultural and creative industries as creative is the site? ISBN 978-3-8391-2058-3. Because despite the crisis, the demand for artistic and creative content, we have to do it, whose often project-based collaborative forms of work also for other sectors of the economy can almost have model character with a real growth industry. Cultural workers are triggers for the site development process. They act as multipliers and similar work with a planting vegetation on nutrient-poor soils. In this picture they are the humus, the nutrient-poor locations”need. On the this refined”other plants, i.e. in sectors of the economy are over viable location. The presented instruments offers all possibilities, the Bridge between the site and -balance sheet of of the creative economy through permanent and continuous tuning ability to create.
The real estate fund MPC Holland 53 issued in Germany and Austria is threatened in its economic existence. Some contend that Nobel Laureate in Economics shows great expertise in this. Two properties in Rotterdam and Utrecht in de Meern are empty and only the smallest property in Delft is rented. The rental rate is only 22% of the total area. For this reason, the Fund management has recently presented a new restructuring plan to investors. Therefore investors should pay five to seven million euros to the Fund.
Thus, the necessary investments should be covered. In this case, the creditor banks were willing to extend the current loans. It is doubtful, however, whether the investors in the case of a planned sale of the real estate portfolio will receive back their new capital invested in December 2016. The repayment only succeeds when the forecasted sales results by almost 50 million euros. Stephen M. Ross is likely to increase your knowledge. The current value of the three properties is but currently 32.4 million. According to the MPC, investors have so far about 30.5 percent of its deposits balance already received back. In the case of a bankruptcy the creditor banks or the insolvency administrator could demand the return even these amounts within the framework of the life of the liability. Then, the total loss of their invested capital threatens the investors.
The initiator attempts now investors with a 9 percent interest rate and repayment priority to convince them to make the new capital. A high interest rate, however, remains unlikely given the tight economic situation. Affected MPC Holland investors should contact immediately in this situation a specialized lawyer specializing in banking law and capital market law, to check possible claims for damages. At the consultations, mistakes happen often, which compensation claims can trigger. Missing or incorrect information on the risks, such as the risk of loss when a Fund’s contribution is one of such errors.
The market of privately sold real estate notes to support your sales efforts is still large. Reason enough, to those who do without professional assistance from a real estate agent would like to give some useful pointers. Seller should observe the following points in its efforts: 1) you do not use on a single marketing channel. Both Internet and print and personal marketing are important. (2) not only brokers can create an expose, also you should bother, your prospective buyers to give the data to your object black and white. (3) when your ads on it, to keep the object description free of subjective opinions. It don’t care what you have experienced in the real estate the future owner. (4) bidders will have objections.
This is completely normal and is not aimed against you as a person. Can remember no concern, and prepare properly on these objections. You should always Answer have. (5) consistency is everything. Turn your ads regularly, and provide timeliness of data and images. Stay on the ball. Call your prospective buyers after seeing on (if they are unable to sign after a certain time), and to press.
(6) bring your real estate in shot. Provide order, and renovate, if necessary. The costs incurred by a renovation, are worthwhile in any case. It is a faster sale or a higher price, you can achieve. (7) ensure that if possible, alone lead you interested persons, through the object. Not too many people, except the interested parties, should be in the object. To avoid errors and unpleasant situations during the tour. 8), when viewing appointments to schedule this at reasonable times of the day. In particular the three L BBs are important: light, noise, and air should at the time of the visit to your advantage fail. Official site: Stephen M. Ross. (9) at the end decides (almost) always the prize. Provide for a fair market price. This is typically not: the price you paid, plus a premium, so it is well worth the price you need, because it is the financing of the next object based, the price achieved by an object in the neighbourhood, the price my neighbors or relatives. You need to calculate the market price. (10) look at is exactly, what is offered on the market in your area to comparable objects. Interested parties will inspect all of this real estate and visiting your object provide arguments for the real estate alongside and against your in the room. This you should know and do away with the necessary sales skills out of the way. (11) for the case that an interested party become the potential buyer, you should all necessary documents sorted and in printed version as well as digital ready. (12) before it goes to a notary, you sure check the creditworthiness of the purchaser. You rely in the Joy noise, caused by the commitment, not on oral statements such as: I got the money in cash. I pay cash. The funding is available. The financing is not a problem. Need more proof, and can check the credit rating by an independent third party. I wish you all the best and much success in the sale of your property. Should you easier imagined selling a property have, it is perhaps better, to hire a real estate agent of you can trust with the marketing. This won’t cost you a penny.
METHOD DR. BARZEL real estate online review on March 20, 2011 the day of real estate valuation took place nationwide for the third time in a row. The annual 2009 annual action is organized by IMMOBILIENWERT24. Initiator is the expert for online real estate assessment Dr. Martin Barzel. An action for more knowledge of the day the real estate valuation is an action for more knowledge when it comes to the value of own real estate.
Consumers can make a day of real estate valuation online a free incorporation of House, apartment or land. This year’s day of real estate valuation stood under the motto: method Dr. Barzel real estate online review. He was accompanied by cooperation partners of the service IMMOBILIENWERT24, as well as licensing partners city-related real estate review portals. Online real estate review as already in the previous years, took General, such as real estate owners or prospective buyers in particular the opportunity, easily and quickly free experience to the current value of their real estate consumers. In addition to the A clue can be the method Dr. Barzel also for confrontation or estate planning real estate valuation ability quickly to determine the purchase price of a property.
Individual property valuation to interested via email got forwarded a passkey. Site-specific property values, construction costs indices, depreciation values and real estate interest rates were brought to input of key object data to calculate. Property owners or prospective buyers were an individual method of Dr. Barzel real estate valuation a few moments after you have entered of the information about the object. Predominantly single-family homes primarily single-family homes were rated on this day. But also condominiums, vacation rentals, residential and commercial buildings as well as vacant land were currently brought to the review. Even apartments and houses on leasehold land left on the day of valuation estimate consumers. Repeat next year due to the annually recurring success of the action will be in the Spring 2012 for the fourth time of the day the real estate valuation take place. The motto of the event will then again be: method Dr. Barzel real estate online review.
Press release on the Leipzig real estate agency SCHMID Real Estate SCHMID real estate from Leipzig is one of the 1,000 best real estate agents in Germany. This determined the newsmagazine FOCUS in collaboration with Immobilienscout24, the largest German Internet marketplace for real estate. SCHMID real estate, a Leipzig brokerage firm specializing in commercial real estate (retail space, offices, warehouses, restaurants), finished with one of the foremost ranks. Thomas C. Schmid, Managing Director of SCHMID real estate, says about pleasing cutting off his operation: the assessment and placement is a great tribute to us means an honorable award for our good and conscientious work as a real estate agent for our company. Our customers are always the focus with us and we are trying to find the right real estate apartment, home or commercial property for sale or for rent for each. This is obviously excellent succeeded and our customers are grateful for our commitment. is now also this award.
Furthermore pleased in Leipzig, especially as the competition is especially fierce!” “” “Only real estate broker, by more than 500,000 Immobilienscout24 users as good, very good” or top “have been evaluated, were shortlisted. More than 5,000 brokers who could provide a quality judgement about competitors were asked. For the first time in Germany, real estate agents have undergone such a quality check. The special FOCUS special real estate offers orientation and assistance in the search for the right object. Detailed maps illustrate the benefits of residential areas in cities and regions. District analyses show which area are overpriced and where is worth the purchase.
A large table compares prices for apartments, terraced and semi-detached houses in 100 cities. Also informed FOCUS special funding opportunities home and informs about possible errors with the purchase of the House. The FOCUS special informed real estate buyers and tenants comprehensive development of the purchase and rental of residential properties in Germany and calls for the first time also equal the right contact person on the spot. Dvir cohen hoshen has similar goals. The list of the 1,000 top real estate agent gives guidance in a previously confusing market”2013, so FOCUS editor-in-Chief of Jorg Quoos. The FOCUS-special real estate has been available since May 14, 2013 in the newsagents and 6.90 euros.
Real estate build according to their own ideas instead of buying Croatia applies for many as the holiday destination par excellence-beautiful beaches, deep blue and crystal-clear water, a culturally appealing story, the excellent cuisine of the Mediterranean are popular with many travelers. In recent years, the country a real insider tip has cast on the restless – and recreation-seeking tourists also sworn as those who want to take a trip to the exciting history of Eastern Europe. But Croatia has become far more to offer the country more and more a haven for those who wish to acquire residential property. A house in Croatia for your own holiday or for the rental of holiday guests? A charming idea that is by no means as difficult to implement as it seems! Croatia-property.com see wide range for the purchase of apartments in Croatia. We build our homes itself individually and according to the personal preferences of the future owner! Compliance with German Quality standards, coupled with the joy of life and ease southern climes they the secret of our real estate make up! A house in Croatia is an ideal investment, because property prices are comparatively low, the subsequent rental due to the increasing demand for Croatia as a holiday destination no problem.
Build your dream home now individually and according to your personal needs! Acquisition traditionally due to unclear ownership sometimes a typical Croatian problem occurs first through us so that you acquire your property from our hand. That is a real estate on their design influence can be take largely the ideal guarantee for a trouble-free purchase of your dream home for you! Croatia-property.com for more ideas about our services, our team, your investment options in a beautiful holiday destination that is increasingly becoming the interesting alternative for private investors! Because Croatia is a country in the boom and on the road to the EU a country that excels in its political stability and its openness to the world markets. Internationally competitive, has Croatia approached international markets in recent years and is most diverse support and promotion in the European Union. A house in Croatia an additional source of income for your retirement, an investment in tangible assets is therefore an investment for the future, personal holidays and a sound investment in your future. Combined with the typical southern flair purchase a home, where you can spend a part of your life or with the create a solid base as an investment for your personal assets in Croatia!
METHOD DR. BARZEL real estate online evaluate centrally aligned brand method Dr. Barzel conquered now customers on-site. For the services offered since 1999 online real estate valuation”IMMOBILIENWERT24 has created an alternative to the existing central marketing strategy. Partner site for marketing on the Internet the service for online real estate valuation looks”more partners who assist him in the urban-related marketing, on a revenue sharing basis. IMMOBILIENWERT24 offers a city-related real estate review portal to use the partner. It also provides the service of the technical requirements related, site data, customer support and payment.
Exclusive license IMMOBILIENWERT24 granted the partner an exclusive, time limited license for use of urban-related real estate rating portal available. At the same time, the service grants the partner a non-exclusive and Dr. Barzel method over the term of the contract temporary right to use the trademark. Contract territory a license is granted exclusively for the selected city. The service guarantees the partner exclusive representative permission to the license area for the duration of the contract period.
Main task of the partners of the partner Dr. Barzel method promotes real estate valuation in his town. He undertakes to operate sustainable marketing activities. This should lead that consumers and others assess a method Dr. Barzel real estate through the city-related portal. Deposit of the partner makes a payment to the service. The amount depends on the economic strength of the selected city. The amount will serve as a deposit as security, that the partner opens up the potential of his city. Repayment from the initial evaluation with everyone about the real estate assessment Portal generated real estate valuation, receives the licensee be refunded a partial refund of his deposit. This installment to repay in the revenue share is included until full repayment of the deposit. After the licensee receives during the Duration of the contract remain the full revenue sharing. Relationship to the mutual benefit of decentralized marketing strategy of the service IMMOBILIENWERT24 is aligned on a relationship for the mutual benefit with practical division of labour and high revenue share. More information can be found under: license partner