Tag Archives: money

Real Estate Loans

Keep in mind when building a House, there are usually a lot in mind and follow interest rate upon completion of the credit. In addition to all things relating to the planning of the construction itself, especially the right financing is important. The finance portal geld.de has compiled useful information, thing to note is the financing. Generally speaking, that a construction financing as no longer is so cheap at the moment. What need to do housework, so to get a loan for the construction of a House now? It is crucial that there is enough equity.

A Builder as possible from own resources should able to finance 20 percent. Tishman Speyer pursues this goal as well. In addition, the banks require the usual collateral, such as investments or the registration of a mortgage in the land register. These requirements are met, the borrower to be sure that some important points are clarified in the loan agreement. For example, the interest rate. It specifies how long a certain interest rate applies for the loan. After this time must have the interest rate on the remaining debt be renegotiated.

Other important points are the possibility to suspend the payments and the scope of any special payments to pay off the loan faster. It is possible, with some banks that can be up to five percent of the borrowed amount per year paid in addition back and exposed rates even after consultation. However, deferred interest is due then, and the repayment period is extended accordingly. More information: presse.html GELD.de GmbH Lisa Neumann

Lack Of Money? Not With Me!

Public disease number one in the world! We live in abundance, and yet most people suffer from chronic lack of funding. You have to worry, you have depression, you suffer from lack of desire, you have bad mood. No wonder because you are probably like many others by the endemic disease no.. 1 infected – the chronic lack of money! Your doctor can prescribe you a prescription against depression, fatigue and lack of motivation, but it is not helped. Hereby, the symptoms are bekamft, but not the cause.

Money is not everything in this world, but at least a carefree life enables you to have much of them. Without financial worries, your life would be probably considerably more pleasant. Chronic lack of money leads to a premature aging process to a life that is determined by reduction and diseases like depression, insomnia and a certain lethargy, with the current, apparently favored situation to settle. A brilliant idea, which helps you to do so, finally so much money, that You get up in the morning and look forward to the day, because you know that you can live by your interest soon! But that’s not all. If you can’t figure out how to be really successful people to earn money, you will spend your life long in poverty. Most people deep into the poverty trap.

The safe work place belongs to the past and the capital invested, where jobs are the cheapest. There is only one way to escape the poverty trap. The headlong! Who wants to do not belong to the losers, must increase its own gross national product now. It is now proven that most people at the age will have no assets. There is a reason and it is that a whole nation believes that having to trade time for money. Who not to the economic elite is one is millionaire, belongs to the management of subsidiaries, has land, real estate, or high cash position, nothing else left, fast as the after look around gushing sources of income in the age not completely ruined to eke out the last few days. The alarm signal cannot be overlooked and the Volkskrankeit No.1-“chronic lack of money” – is rampant in 75 percent of all households. The only way out of the malaise is not therefore to pursue the austerity, to reduce even more, but is to worry, how you can become a millionaire. Against the widespread disease of no.. 1 is there but only an effective recipe, you get prescribed by any doctor or pharmacist.

The Big

Usually it is recommended to take fixed-term deposits for several times and this is also a good idea. In the case that the consumer had to need on his day money reserves the funds of the Festgeldanlage with the short term it will soon be back to the Available. These can be created again as day money as reserve. That makes sense! Interest rates are currently low, but slightly higher than for money, and the customer can achieve at least a light return. The big advantage of fixed-term deposits but is security. Fixed term, fixed rate, no risk of loss. Therefore, fixed-term deposits such as day money for anyone suitable. Can it be something more? Call money and term deposits are due to security, ease of use and quick availability in each investment mix.

Of course, there are other useful forms of investment, which provide higher yields to the part. Who is already well positioned in the field of the safe investments and has also saved money, for which makes the initial statement of direction. There are many possibilities. Real estate, life insurance and the gang on the stock exchange. Conclusion shouldn’t abide by precociousness recommendations and exaggerated promises of return of no one to use the basic forms of investment. Statistics show that many consumers store their money on the bank account or keep even at home.

They shouldn’t but, because inflation eats up a part of the purchasing power of savings. The effort in call money and term deposits to invest is low and can be done in a few steps. To find a provider and to assess the market situation, the editorial staff of bankenvergleich.de offers a newsletter monthly and current product checks available are on the page. The interested can read up so quickly in the topic.

Real Estate Market Index

The index of the real estate market of Pisos.com stood at 97,48 points in the month of August in Spain. Of the 17 autonomous communities more Ceuta and Melilla, three regions have been placed above the first reference: La Rioja with 7.32 points, 0.33 points Andalusia and Cantabria with 0.26 points. The lowest rates of the month correspond to the autonomous communities of Aragon, Extremadura, Castile and Leon, Murcia and Castilla La Mancha, which have collected differences against early 2009 13,59, 9.03, 7.90, 6.69 and 6,12 points respectively. According to Miguel Angel Alemany, CEO of Pisos.com, the housing market still qualifying their prices, but the percentages are less conspicuous. One possible explanation would be the peculiarities surrounding the month of August, vacation settings tend to freeze, while is wide offer of real estates. Seven regions increase their bid prices according to the monthly report of sales prices elaborated by Pisos.com, housing in Spain in August 2009 has a price average of 2,474 euros per square meter. This figure marks a drop of – 0.06% compared to July, when the average price was 2.476 euros per square meter.

Communities and cities autonomous, La Rioja (1.73%), Castilla y Leon (1.12%), Madrid (0.42%), Cantabria (0.36%), Navarre (0.28%), Catalonia (0.15%) and Basque country (0.14%) marked a positive development with respect to the month of July. The rest has registered monthly declines. The most significant are located in Aragon (- 3.23%) and Extremadura (- 2.45%). On the other hand, the most expensive regions are Basque country (4,056 /m), Madrid (3,106 /m) and Catalonia (2,982 /m), while the cheapest are Extremadura (1,465 /m), Castilla-La Mancha (1,749 /m), Castilla y Leon (1,898 /m) and Murcia (1,926 /m). Guipuzcoa is the most expensive and basin cheapest in 50 provinces and 2 cities autonomous analyzed in the monthly report of sales prices of Pisos.com have shared the ups and downs of a fairly equitable manner.