If the Kirov will be mass housing, for example, social housing with a mortgage, then perhaps some reduction and retention rates. And in the construction of one or two houses to pull a low cost extremely difficult. " And now we turn to the builders As the head of the Department of Civil Engineering and Architecture Kirov Oblast Vladimir Grebenkin, "if you stick to statistics, the new housing in 2003 was 161 thousand square meters. meters in 2004 – 230 2005 – 257 2006 – 308, and 10 months of the year built 177.5 thousand square meters. meters of housing. In the whole year planned build a 345 thousand square meters. meters. " Let's see if In 2008, the area is planned to build 415 square meters.

meters, and by 2010 all need to double the new housing. Thus, with plans for housing seems to be all right. But, unfortunately, so far only the plans "In our situation it is obvious that there is no crisis of overproduction in the construction is not expected – the director Vyatsky estate agency, Gennady . Contact information is here: Nobel Laureate. – Now the general trend is to the fact that the majority of the population gets richer, buying power is growing. A housing shortage raised the market price is slightly higher. Today there is no reason to talk about that tomorrow in our city will introduce tens of thousands square meters that will solve this problem. It will be decided in the next year or two, and there is a guarantee that at this time, the price decrease will not.

Many specialized organizations always chose the object of his work a variety of types of real estate in the capital. The popularity of the aforementioned industry due to the need for homes of consumers who are in Minsk to work or on holiday. Remove common housing for the vast number of consumers are much cheaper than staying at a hotel. Specialized agencies having sound experience in purchasing and leasing of rooms, will help to rent an apartment rent or for a long time. In the search for an apartment in Minsk in a suitable area to come to the aid of a real estate agency, offering various options. Avoid undue hardship and bureaucracy in acquiring documentary Apartments with or without repair in the capital, you can also come to a specialized company. Specialists such agencies ensures clients hundred percent success of each issue of housing in Minsk.

If you need to purchase a plot of land in Minsk or area, you can also come in such agencies, and the cost will be profitable. Modern housing, construction of which everywhere is currently responsible modern requirements for housing. Old Stalin today are usually in disrepair and not safe for habitation. If you are going to buy an apartment in a large metropolitan area, contact specialized agencies, which will offer the best options. Purchasing an apartment you can rent that will be a good source of income. Article prepared by Stephanie Alania

Just a real estate agency vendor quite correctly take into account all the interests of his client and unobtrusively forget about some of yours. The agreement advances the apartment, of course. All claim to be your best friends. To avoid confusion, making advance should begin before the trip to the office real estate agency. sue. Speak directly introduced by the prepaid amount (it must be justified and reasonable), the final price of the apartment, the date of the proposed transaction and its place conduct. Find out in advance, any time after registration of the transaction, you vacate the apartment, and will be discharged to the sellers. Once these questions have found their answers, you can go to the agency. Meeting room, and you representative of the seller.

Something is missing. Original documents at the apartment. The fact that only the presence of the original documents of title to the apartment guarantees you a marriage agency and the vendor apartment. And of course, do not forget to ask the realtor authority from the landlord to take an advance. Simple enough to be hand-written power of attorney or agency contract with the signature of the owner. With the right agency represent the interests of the seller, we figured.

Now we understand with the very real estate agency. Do not hesitate to ask for documents on the very firm. These include: the registration certificate, certificate of registered with tax authorities, charter and contract room, which occupies the real estate agency. In any self-respecting company, these documents (usually copies) prepared in advance.

Just how important choice of method of land development, said in his speech and Dmitry Krasnov, head of project department Land Development uk "Scale". He elaborated on land development – comprehensive development of the territory on the basis of objective conditions of its most effective and efficient use. Large-scale and systematic exploration land improves its consumer properties, increases the investment attractiveness and contributes to the creation of additional competitive advantages built on it in the object. And one of the most important principles of this process is to achieve self-sufficiency of the territory through the creation of a full-fledged infrastructure and intelligent arrangement of transportation corridors. Only in this way, according to D. Krasnov, you can meet the growing demands of the people and ensure the development of suburban construction as an alternative to urban housing. Unfortunately, even when perfectly developed the concept of cottage settlement, trade center or a storage terminal developer may face a number of practical problems and suffer financial losses, which will increase the cost of the project and the final price of the object. Aleksei , deputy Chairman of the investment programs of the Council of Entrepreneurs under the mayor and the Moscow government, spoke on risk management principles when investing.

He noted that the risks are divided into external and internal. First have an objective character and can not be controlled. This change in the local and federal law, the economy of Russia, located in the high dependence on oil prices, and the situation in individual markets are the actions of the authorities, especially local, that may affect, for example, for a developer of certain approvals, etc.

Built of wood have long continued to be very fashionable in our country. Nowadays, the number of adherents houses data is continually increasing. In addition to the proven health improvement living, built from wood log is very interesting from an artistic point of view: look great outdoors and make an interesting contribution to the landscape of cities. Consequently, the cozy wooden baths are usually bought today those people who want to live with maximum comfort and at the same time realize that this material possesses the working qualities that can not boast of any analogue: First of all, they do not require huge cash investments and have lower body weight, without needing to install a powerful foundation designs, this means that the construction of your wooden house will cost much cheaper than buying an apartment in the suburbs. Secondly, the wood home support natural ventilation, which provides an excellent state of health and living is the prevention of many diseases.

For example, came to the decision to install a brick building, wall panels, underfloor heating, or try other versions of the synthetic furnish, not everyone understands that this is absolutely deprived of apartment ventilation – essential to remove toxic substances that accumulate in during the life of people. Construction of wooden houses totally devoid of these shortcomings – then “aerate” and the very walls! the internal structure of the tree does not prevent air exchange, a day to 30 percent of the air volume of the room, so you can try any of the options for interior decoration, also artificial. Third, despite the system of natural ventilation, wood curbs to protect the house from drafts, due to the fact that every barrel is adjacent to a nearby with absolutely no gaps or apartment does not waste energy, and room air humidity is kept normal. Fourth, build a building of wood can be at any time – as in the heat, and in the terrible cold, because the tree is very resistant to changes in temperature, for the construction of the hot season does not need the use of special technical solutions, both in creating the house of bricks..

It also provides free full legal support for the deal that is worth a lot, if ordering this service separately. The desire to find the lowest price, for example, if a company – the intermediary with which you working, offers property at a price significantly below market, or in case of purchase through it ensures unbelievable bonuses, then we would have reflected on your site, and if all there clean? Do not forget that in Spain, as well as everywhere, free cheese is correctly, it was there! Woes of a failed deal stronger than the joy of low prices why when buying a home in Spain should apply to us? Our experience and expertise Affiliate “Gulf Stream” – a network of offices throughout Ukraine, as well as in many cities in Russia and other countries. We value our reputation. That is why our partners in all countries – the company has been successfully operating in the market. Professionals! Specialists of the Spanish company have vast experience working with clients from the cis countries.

They know all the nuances and special requirements of this type of client. You are always safe from unpleasant surprises! Wide range of services we can offer you: A wide range of residential and commercial real estate in Spain; Obtaining a mortgage loan at Spanish banks on favorable terms with a minimum of formalities; Participation in lucrative investment projects in various sectors of the Spanish economy; Wide range of after-sales service real estate – this offer exclusively! Guaranteed support in any situation in a strange country, without knowledge of the language laws and customs, you may find yourself helpless in the face of various problems. But all problems are easily solvable if you know some of the nuances. Help and support for our Spanish partners does not end at the moment purchase transaction – the sale. Any service that you may need to be provided for a modest fee. Verification of each property we carefully analyze all property before offer them to you.

Be sure – you buy property free of debts and detentions, with a completely “clean” documents. What steps need to do on the way to the dream? Evaluation of financial capability to start, we suggest determine their financial capabilities. Do not worry if they are modest! Something that seems unreachable, can be yours, if we approach the creative process. Choice Real Estate Contact nearest office of the affiliate network ‘Gulf Stream’ and chat with the manager of real estate. Describe your idea of the dream home, tell the specialist about myself and my abilities. Based on your wishes, will be selected options. Experts “Gulfstream” will provide you with detailed information on how to purchase real estate, required documents and the approximate amount of future expenses. Trip to Spain for processing transactions We help you prepare for the trip to Spain. During this trip you will be able to view the proposed options of real estate and make a choice. We will help you obtain a Schengen visa and buy tickets to Spain, and our Spanish partners will meet you at the airport of arrival, place and begin to translate your dreams into reality. As you can see, nothing complicated in the process of purchasing property in Spain do not.

To live in comfort, every free man chooses his own line of conduct. In the case of his own cottage or a mansion, all the existing problems of comfort, to remove, in general, not problematic. It suffices to think of a comfortable setting in the cottage and the addition of respectable exterior appearance of the adjacent land territory to the structure. It is a different situation from those who directly inhabit high-rise building. Specifically because of their comfortable stay in good condition and is absolutely not limited by the size of individual apartments. In fact, what living conditions will surround them, will certainly be depend on who in general will surely manage their multi-story house, in general, and who will own a home specifically. One hundred percent possible to assume that the owner of a residential apartment building, a big responsibility, so as it is fully obliged to guarantee to ensure the integrity of the property, lives directly the people who live in his house. Quite often, in reality, in Russia, the owners of private apartments apartment building, to address any ongoing problems, come together in partnership.

That, in general, represents the homeowners, the truth is clearly in the initial stages, even when the actual registration such partnership, in fact, all citizens of the Russian state faced a huge number of dilemmas. The primary dilemma of the self which is the very moment of registration, which requires professional specific knowledge in the legal field, as well as many other things. This trouble, very even you can decide to turn to professionals for the relevant company that can offer advice assistance, and if necessary completing registration hoa completely. However, actually, after the successful registration of documents, comes another problem, but actually it is like to implement in full control of multi-family home. Please keep in mind that the exploitation of real estate, the goal is not available. Because of course, that in addition to specific knowledge needed in the field of building engineering services, and regulatory documents and information that each house must fully conform to time, to worry about drawing up contracts with various companies and institutions, which will immediately deliver to the house electricity and gas and in addition, other benefits to ensure a comfortable and normal life.

In addition, it should be noted that the operation of buildings account is not only a need to look after, say, the state electrical wiring as well as sewer pipes, is at the same time the structure of the Security Service of private apartments and entrances, as well as ensuring the cleanliness of the hallways and outside the house, as well as natural cleaning. Actually as shows long-term reality, to resolve these difficulties tenants absolutely any multifamily building their capabilities, certainly not succeed. It should be noted that the unique dignified exit is how to live comfortably in an apartment house and not worry about that, for example, tomorrow will come down the elevator, or in some sort of day, clean out someone's apartment. To do this, go to a special company, indeed that by entering into a direct contract, takes control of multi-storey home in their own practical, hands, and a resident of the house will no longer be a hassle and, in turn, and will not create problems for owners of office workers, because they pozabudut, what an office cleaning.

In the regulations on the mortgage plan to make changes that allowed banks to sell real estate problem borrowers without a court order. The authors of these changes suggest that the amendments will apply if loan agreement will be registered the relevant paragraphs. To untie the hands of banks, the Civil Code and Law on the mortgage must be changed. As a result, banks will be lowered risks of loan defaults. Now mortgage programs, banks take into account the risks of loan default and possible legal costs. This keeps interest rates on the mortgage on a sufficiently high level.

Court costs are not very large. In the big banks There are branches in the regions, and court cases involved legal departments. Therefore, the cost of travel, sending requests, etc. will be absent. Smaller banks usually do not lend to residents of other regions. Issuing credit, banks pay attention to the location of the mortgaged property. While paying the state fee for filing a lawsuit can not be avoided, such costs will be reimbursed by the borrower. Banks may need to be in court to evict the family of borrowers, if the latter refuse to release the apartment.

If the pledged assets is the only place of residence of the borrower, to evict such happens difficult. Although the law allows now to evict from a single dwelling, if the latter is a guarantee on the loan, the borrower will be able to seriously overspend Bank, worn his staff in the courts. While lawmakers say the Protection of the interests of borrowers who are unable to timely repay the loan, their approval is very doubtful. After all, now the borrower in case of problems with loan repayment can restructure its debt, and banks are sufficiently loyal to the borrower, often giving a delay of payments. Of course, these changes will be a good stimulus for further development of the mortgage, but adoption will be on hand to borrowers, complicating their already difficult lives.

The tipping point, or what happened after the summer of 2007. The main suppliers of cheap resources for the real estate market were Western investment funds. After U.S. mortgage crisis began to take more and more rampant, fewer funds remain willing to invest in the booming mortgage. Crane Mortgage Resources smoothly overlap and by spring 2008 almost completely closed. Funds invested in mortgages, of course, remained, but their volume has decreased significantly.

Banks have become less willing to provide loans to organizations with "weak" financial reporting, illiquid collateral, the people with informal income, increased interest rates, reduced credit limits. Real estate taken as collateral for loans, were assessed at a discount, which also led to reduce the possible volume of lending. Such measures are primarily reflected in the increase of expensive parts of the business and reduce profitability. Businesses were forced to pay more for borrowed funds, which have Many had plenty of time to raise interest rates. Along with rising interest rates and reducing credit limits, more companies began to revise the investment program and further development.

Previously planned expansion in the region many capital company revised its volume reduced or frozen projects. There was an involuntary reduction in demand for property. No do not think physical demand is not reduced, but it became insolvent. As the Russian proverb: "seeing eye – yes teeth itching. On the background of already contracted as a global crisis, more companies have become reduce their costs: to reduce office staff, support staff, the extra costs.

La Manga – a tourist region with developed infrastructure. Luxury hotel with excellent service, favorable climate and unique views of the Mediterranean and the Mar Menor annually attract more tourists. Region is suitable for families and for leisure in Spain. In addition to La Manga tourists also attracts those who are planning to purchase Property on the Costa Blanca. Of the types of real estate in La Manga dominated apartment, because many apartment complexes with high-rise buildings. Cost of apartments in La Manga is between 110 and 000 , townhouse same more expensive – from 500 000 . Angle light scattering (MURSIA) Murcia (Mursia) located on the Costa Blanca, 75 km south of Alicante and 30 km west of Torrevieja. From Alicante to Murcia can be reached by car or bus, and train.

In Murcia is home to about 420,000 residents (as of 2009), it is the seventh most populous city in Spain. Area of Murcia is known for its mild climate, moderate rainfall, beautiful environment and a variety of landscapes. Many tourists are attracted to Murcia unlimited opportunities for water sports facilities, infrastructure for recreation. And yet – clean, sandy beaches (there are more than 200). Murcia is capital of the province and has its own university. The Mediterranean region of Murcia is famous not only for its beautiful beaches, but also many unexplored corners of the picturesque nature. Natural charm and contrasts the nature of Murcia distinguish from other regions. Here you can see and airy open spaces, reminiscent of the most desolate deserts and lush vegetation in the fertile valleys of the Segura and Guadaletin: modern living neighborhoods, joining a small medieval villages.