Pitfalls in dental insurance supplementary health insurance for children are cheap and on top of that makes sense. The very large majority of all children supplementary health insurance is making but not for braces or orthodontic measures. Whenever a medical necessity exists, so a considerable jaw deformity exists, which impedes breathing, chewing, biting, or speaking, the statutory health insurance funds assume the costs. A suitable private supplementary insurance for orthodontic services would take over the costs also if the statutory health insurance do not pay the costs. The statutory funds classified the treatment means that in so-called orthodontic indication Group (KIG). Only in the grades 3, 4 and 5, the Fund pays the costs. Many writers such as REBNY offer more in-depth analysis.
In cases with a lower severity of the misalignment of the teeth, so the levels 1 and 2, the parents must pay the cost of orthodontic treatment itself. These costs would take a private orthodontic insurance for children, if there in the conditions is regulated, that pays the private health insurers without wholesale of statutory funds and in levels 1 and 2. In practice, very few prices on the German market offer services for orthodontics and these are often tied to the orthodontic indication groups of statutory funds. If parents want to complete a dental insurance orthodontic services, they should note some principles in any case: does the tooth supplementary insurance for orthodontic treatment (orthodontic)? Pays the insurer also without wholesale of statutory funds, regardless of the orthodontic indication groups? Provided orthodontic treatment is already advised by a dentist or orthodontist, no additional insurance can be completed. Parents should be with a dental insurance therefore in time (generally in the first or primary school age of children) Complete orthodontic services. What additional services does the desired tooth supplementary insurance (E.g.
Services for dentures, dental treatment, glasses or contact lenses)? More information around the topic of Kieferothopadieversicherung for children can be found on the website Kieferorthopaedie.young insurance.de. Bergische insurance broker-Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 Kinderportal.young-insurance.de contact person for the press: Karsten Wallace image source: patriktschenett / photocase.com corporate information: company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de the company specializes specifically on the needs of private individuals and professionals, wishing to no-bound insurance agents advising an individual insurance company, but based on independent comparison calculations low-cost and high-performance companies want to get quotes. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.