Opening of the 02.01.2013, 12 create new jobs Hamburg, December 27, 2012. On the 02.01.2013, the Henri Benthack opened the new 5,500 m branch office in Hamburg-Lurup GmbH & co. KG. In addition to the previous 5 sites in grevesmuhlen, Neumunster, Lubeck, Parchim and headquarters in Hamburg Moorfleet, customers in the future have also the opportunity to purchase high-quality building materials by Henri Benthack in the West of Hamburg. It’s believed that John Savignano sees a great future in this idea. 12 New jobs were created with the new site. The branch was built in accordance with the latest energy and undercuts the prescribed values of energy by approximately 20%. This illustrates that Henri Benthack sold not only high-quality materials, but also can meet the energy needs of the building and thus complies with a contribution to the environment.

The installation of a cogeneration among the components of the energy concept of the building. This branch offers also private customers the opportunity to purchase building materials and materials. So far addressed Henri Benthack in Hamburg only at professional customers who appreciate the simple, quick and easy pick up their orders. The Henri Benthack GmbH & co. KG offers its customers professional advice, individual service and top-quality products for years. In addition to advice for modernization are sustainability and energy saving one of the core topics of the company.

Henri Benthack Henri Benthack GmbH & co. KG for more than 80 years synonymous with first-class advice, excellent service and quality. The North German company here has remained always faithful to his roots and combines its tradition with a future-oriented technologies and modern services. With locations in Hamburg, grevesmuhlen, Lubeck, Neumunster and Parchim belongs Henri Benthack today to the leading building material retailers in North Germany. Press contact agency Oliver Voigt, Forsmannstrasse 8 b, 22303 Hamburg contact person: Oliver Voigt Tel. 040-4688 010 33 Henri Benthack GmbH & co.

‘Put all eggs in one basket’, you should, if you want to invest sensibly and safely return strong. “Anders investment manager call expressed this portfolio optimization” and that is exactly the approach according to which the agencies police of the Atlanticlux S.A. (Atlanticlux) designed life insurance is. The broker police offers on well-defined investment strategies in the framework of active asset management for the investment of customer funds using global investment opportunities. “The euro guarantee investment strategy offers such a guaranteed interest rate of 1.5% per annum and can a performance by 14.28% since launch in July 2008 (stand: 28.05.2010) expel”, explains Michael Emmel as managing directors of Atlanticlux. Two more investment strategies are equipped with an innovative capital and profit assurance.

Thus our customers continually benefit in the opportunities of the international stock markets and are also fully protected from losses at the end of the premium payment period”, according to the Atlanticlux Board of Directors. Other benefits of the REALTOR police are to highlight that a death protection without any health assessment (for contracts with an amount of contributions of up to 130,000 euros), offered without excluded diseases and without waiting. The police in terms of cost efficiency is also one to the peak of power in Germany. This is, for example, the cost margin of only 0.16 percent per year (exemplary calculation in a 30-year man, a term of 30 years with a monthly payment of 100 euros). “The complete transparency of costs has been involved since founding the Group Atlanticlux / FWU of our strategic direction, a net police to offer, due”, says Michael Emmel as managing directors of Atlanticlux. The FWU AG as a financial service provider, who ultimately designed the products, is pioneer in the German market for net products for 15 years and has been in the history of jurisprudence, legislator and supervisory authorities in their actions confirmed.

While in 2005, the Bundesgerichtshof confirmed that the acquisition costs of the FWU-NET products are rather lower than usual. In addition the process services of the broker policy are also subject to the tax benefit of life and pension insurance: only half of the income with the individual tax rate will be taxed on capital account and are therefore always better than pure Bauherrenmodelle, pension benefits are subject to the favorable revenue share taxation. But this is not about how the Atlanticlux worked out in their sales literature: there are more additional services, which are a major reason for this for many savers, to trust the innovative financial services and insurance: with safeguarding savings target the opportunity for only 6 percent of its premiums in the Fund policy the customer, to protect his savings goal against unemployment, employment, and disability. Supplementary accident insurance disability provides services at a monthly premium of just around 15 euros up to 1.3 Millions of euro. For more information, also see atlanticlux-kunden-berichten.blogspot.

Coming Alpha study: needs more ETFs to the market? The ETF business began almost ten years ago in Europe. Since then, the popularity of exchange-traded index funds in Germany increases continuously. Both the product number and assets under management showed an enormous growth. There are now 14 provider with over 500 ETFs on the market. The variety is overwhelming, because almost every index will be used for new products. There are also new product forms. From this very dynamic development is a controversial discussion on the required number and type of additional ETFs adult. The demand for these products and the demands placed on the variety of products is already covered and when the market reaches a saturation? “, asks Hans-Jurgen Dannheisig, Managing Director of advent alpha.

Answers to these and more questions the market are coming Alpha in the current study how many ETFs needs? “, which was supported by the Mercurius commercial bank.” To do this, market participants were institutional in the fields of Asset management and wholesale specifically asked. The results make it especially clear that the demand for new products is extremely low: only about 20 percent of the respondents see here another potential. This varies however depending on the asset class, particularly real estate and money market play a subordinate role. A clear tendency to the market saturation in terms of product diversity General however should be noted. An important aspect is that the abundance of products and providers increases the danger, that market transparency is lost.

For new entrants, the market seems still limited to accommodate impressive 91.4 per cent of the respondents see little or no additional need for more issuers. Those who see the need for more ETFs, consider institutional investors as the largest target group for new products. For institutional investors, there are now ETFs that allow cost-efficient global allocation in the asset classes of stocks, bonds and gold/commodities. You can also see the implementation due to its transparency by absolute return strategies improve. “, commercial bank notes Irene Frank of the Mercurius. An analysis and interpretation of results provides the short study entitled How many ETFs takes the market? “.