Monthly Archives: March 2014

Home Acquariums

In the first place when selecting an aquarium you need to decide who you're going to sit there – in different fish have different needs in their habitat. If this is your first aquarium, and you're going to look after them themselves, without involving third-party maintenance of reservoirs, it is best to choose a not very large aquarium and keep there fish are not particularly demanding to content (such as guppies, goldfish, etc.). Place for an aquarium is followed determine the location of the aquarium – it must fit into the interior and located close to the socket, as will have to connect multiple devices to maintain vital functions of your fish. Read more here: Robert J. Shiller. Of course, Aquarium should be where you spend the most time, so you can watch the fish life to the fullest. Fish are not receiving sufficient attention, are at greater risk of progressing, while the aquarium can problems with the operation. So choose a place where you can engage in the business and at the same time look after fish properly. Remember that choosing the wrong location, you'll be forced disassemble the aquarium to move, because it's pretty heavy, moving fish can cause them stress. Nobel Laureate in Economics often addresses the matter in his writings.

It is recommended to choose such a room for an aquarium in which there were no sharp temperature fluctuations, and this exclude changes in temperature in the aquarium. Just avoid all contact with the aquarium from direct sunlight, as this can cause intense algal blooms. Possibility of service in any case, wherever you are The aquarium, next should be enough space for its maintenance. You must have access to the filter, and be free to remove the lid of the tank for the timely replacement of the water. All cords and wires from appliances for the aquarium should be well hidden as to prevent their contact with water. Try to remove them so that they do not interfere underfoot, and there was no risk to overturn the aquarium. Minimum size of the aquarium tank is determined by the requirements of the fish for which it was intended.

If you can not provide enough space for them, it is better to choose another type of fish. The larger the aquarium, the best fishes living in it. The larger volume of water dilutes the toxins and more forgiving more mistakes. However, a large aquarium, respectively, and weighs more, so if you are going to choose an aquarium more than 300 liters, you should consult a specialist. Material for the aquarium – acrylic or glass? The next important issue when choosing an aquarium – from what should be an aquarium, they are usually made from acrylic or glass. The choice of material in the first turn depends on the style in which decorated the room under the aquarium. Will be helpful to know that glass aquariums are cheaper and more resistant to scratches. Conversely, acrylic aquariums easier to scratch, but they are much stronger and easier. For areas where no rare event of an earthquake, it is wiser to use acrylic. Despite the fact that the acrylic is easier to scratch than glass, it can still be recovered. In favor of acrylic aquarium also acts, then that he may have a variety of forms.

The Choice Of Apartments

What is most important in the choice of apartments in Kiev? First, define the purposes for which it is, strictly speaking, necessary. For example, if it should serve as a place for a romantic rendezvous, a suitable apartment, in which there is a large bathroom, nice bed and, of course, a quiet, beautiful courtyard outside the window, or you will be very important presence of high vases for flowers. If you need to conveniently locate a certain number of people coming in, say, on a mission – to take care of the presence of a sufficient number of flat beds, first calculate how much you may need sets of bed linen. Whenever The LeFrak Organization listens, a sympathetic response will follow. Also need determine if you need flat, geographically tied to any or specific location, such as near the Kiev-Pechersk Lavra, where, incidentally, there are a lot of apartments CenterKiev apartments or the capital. Perhaps you are traveling with a baby and you need a wider bed, or you need to, that would be two-bedroom apartment were separate rooms, and maybe you are interested in flat, in which there is piano (in CenterKiev apartments there are), or for your principled floor, where there are apartments. Decide, first of all, to you. So we recommend to consider in advance your stay in apartments, to be defined with all of your requirements, and after, we, the staff CenterKiev apartments, work with you to choose the best option for you and will gladly provide it out.

January Funds

The demand powerful boosts business with closed-end real estate funds for residential real estate. Also the SHB benefit fund. Real estate funds committed in Germany were the hit of the placement year according to the Association of closed-end funds (VGF) 2011. Private investors they could collect 33 percent more equity capital than in the year before, with institutional investors booked even a rise of 72 percent. Total these assets, which include the SHB real estate funds, could grow by 38 percent.

A growing commitment of the insurance industry was also observed. According to 208 million euros in 2010, these drew shares with a volume of 715 million euros last year. Hans Gruber, real estate expert of SHB innovative fund concepts AG (SHB AG), sees in it a clear vote in regard to private investors: insurance companies suffer from the little attractive interest rates on the capital market and shy away from the stock market due to the worsening capital adequacy requirements. In closed-end real estate funds rightly see the chance of a safe Good return on investment.” “With regard to exceed residential real estate already the first quarter 2012 with a transaction volume of around 3.5 billion euros all expectations, explains Gruber: 5.8 billion euros were traded In the entire year of 2011.” So that already more than half of the total turnover of the previous year was traded in only three months.” Compared to the period from January to March 2011, the fund initiators were able to achieve a business growth of 135 percent. The sector shows clearly differentiated according to SHB funds expert Hans Gruber Office real estate. On the most important sites of Berlin, Dusseldorf, Essen, Frankfurt am Main, Hamburg, Cologne, Leipzig and Munich with 645.000 square meters by one percentage point sales remained slightly below previous year’s level.

This must distinction but at the usually very popular sites. According to Gruber have only Cologne, Leipzig and Frankfurt am Main an increase of up to 115 percent to retract. All other cities have, however, also on high Level recorded a minus. “However, this is only a snapshot, explains Hans Gruber SHB innovative fund concepts AG (SHB AG): the stable Constitution of German companies and confident predictions of future economic development are clear indicators for the future development of the market of Office.” However, a balancing act between the interests of the tenants and the landlord must be made increasingly. While the former wanted to stay increasingly flexible and placed emphasis on shorter terms, the latter with regard to the expected rental income had a considerable security needs.

Real Estate Financing

There were many offers to pay off their real estate loan in the past. The secure version that now remains is the annuity loans. Loan repayments have proven as well as little as sense about life insurance as the repayment of funds. At best these alternatives as complementary eradication more but certainly not recommended. The subject Tilgen Fund has proved to be not objective leader to be, although numerous real estate financing at the peak of the stock market boom have been completed some time ago with built-in equity savings plans.

The calculus of the builders was dazzled by the growth of the stock market to build in their real estate finance a debt relief Turbo. The concept should work similar to when a mortgage life insurance. The debt redeemed not more regularly be repaid after 20 or 30 years in an amount. The Builder with a fund savings plan saves the required capital. Today we worked this concept, almost with no funds know. The means that a number of builders has indeed paid much to the Fund, but redeemed virtually none of the initial loan. De facto, this Builders now start at zero with the repayment of the loan. The client of at the same time chose the annuity model, already a part of his original loan has repaid. The best alternative that is known to us in the last few years, is the variant of flat rate financing (see for more information on the subject of).

Real Estate Market Shows

Prices significantly in the German real estate market significantly increasing prices in the German real estate market allow the presumption that this could develop on the need for passing. First Admonisher”talk of bubbles”, so overheated prices. Not so the experts of SHB innovative fund concepts AG they mean that the German real estate market slowly adapts to the reality. Hamburg, Munich or Berlin. Period of only five years, buyers of condos value increases by up to 30 percent achieved here. This of course primarily applies trendy in the respective capitals, particularly sought after neighborhoods in which more and more people from surrounding areas want to return. Read additional details here: Stephen M. Ross. And also in the Office and commercial real estate, real estate experts determine partially significant increases.

This increase in demand also applies to closed-end real estate funds. They could not only their dominant position among the closed-end funds claim again last year, they will also benefit from an increased demand”, explains Hans Gruber SHB innovative fund concepts AG (SHB AG). Can we talk here of a price bubble? Not really,”says the SHB real estate expert Gruber. A bubble forms when a market is overbought, so the demand is significantly larger than the offer. This statement does not apply to just for the German real estate market. The real estate market is only slightly tighter in some locations, resulting in the price increases. But that’s a very natural process”, said the expert of SHB innovative fund concepts AG (SHB AG).

The SHB AG has specializes in closed-end real estate funds with a focus on German real estate. A market segment that is very much in demand among German and international investors. A recent study of DB research shows that the German real estate market in relation to the European environment is still a cheap prices.

New Residential Real Estate Fund

All signs are back for a significant increase of the Berlin real estate market. Hamburg, December 13, 2010. The unbeatably cheap for decades in the West German comparison living room is becoming increasingly scarce, especially as the capital of a real estate property rate of 13 percent, far below the German average of 43 percent. The financial crisis slows but down construction activities continue. This aggravated the situation: the Federal Institute for construction, urban and spatial research for the years from 2010 to 2025 of a residential building supplies from 10,300 to 13.400 units annually originates. Annually, but less than 3,000 apartments were completed in the last five years. This sign of the times”has recognized United investors with its range of Metropolitan estates Berlin. Because the Hamburger initiator creates opportunities by the experiences of the Sanus foundations from now private investors in areas with the highest population and economic growth, namely Mitte, Charlottenburg, Prenzlauer Berg, Friedrichshain and Pankow, offering his participation Beteiligungs AG to benefit.

The real estate company in the market for 15 years has implemented, already more than 33 construction projects more than 1,200 residential units with a volume of 200 million euro in numbers. It’s the gross profit margin averaged 42 percent. As project developments, renovation objects as well as new buildings in question come here. In Mitte and Charlottenburg, already attractive ensembles in the Scharnhorststrasse and Seesener Street were selected, that can be quickly completed and sold. The first object of the Fund in the Scharnhorststrasse is at present already financed, so that investors can take any financial risks, but participate in the opportunities of this interesting real estate development. This residential complex is also one of Berlin’s future economic priorities. The demand in this area is greater than ever. The fund company plans in the acquisition of 20 million drawing capital, the it in full as a loan to the object Metropolitan Berlin real estate company & Co.

KG end mature, fixed loan with a maturity sufficient until late 2014. The loan is collateralized mortgage and interest rate of 8.5 percent per year. Interest and amortization payments be made starting in 2012 from the first sale of the project. In addition to the interest payments the Fund artist to one-third of the profits generated with the real estate projects participates. The typical secured loan solution gives the Fund artist doing an increased safety compared to conventional concepts of participation. For the year 2012, we expect a first payment of 10 per cent for the following year from 20. It is planned for 2014 to complete repatriation of the loan to make a final payment of 107 per cent, which is based on the runtime of a high double-digit return expectation per year”, Hauke Bruhn explains the concept as Managing Director of United investors. The calculated total reflux means sees after return of investor capital of 137 percent itself NET, i.e. after deduction of 25% withholding tax and solidarity surcharge. Investors can participate from a minimum drawing sum of 10,000 euros plus 5 percent premium.

Conventional Cleaners

Steam cleaner as an ecological alternative to chemical cleaners as cleaners are so-called steam cleaner can trigger a real alternative to conventional chemical cleaners, which allergies. Steam cleaners are manufactured in different types. There are hand steam cleaner, which resemble the hand vacuum cleaner by design. On the other hand, there are floor steam cleaner, which resemble the classic cylinder vacuum cleaner. There are still steam cleaner, which represent a blend of a steam cleaner and a vacuum cleaner, i.e.

the steam is again absorbed in these devices directly to the loosened dirt. With the above steam cleaner models, which clean exclusively with steam, it is possible to get house dust allergies and Hypersensitivities with cleaning chemicals in the handle. The steam cleaner in the test are extensively tested in terms of handling and of the results and issued a buy recommendation for good results. The various products of from well-known manufacturers such as Karcher, Polti, or dirt are tested Devil. Furthermore, the website tips & tricks provides for working with a steam cleaner on various surfaces. Is first starting up should inform the selection of the correct steam cleaner in the selection of the steam cleaner, because not every steam cleaner is suitable for every area of application.

So you should not use steam handsets, for example, if you want to clean larger areas such as for example the tiled living room. This type of device is rather suitable to clean at certain points in the budget. E.g. dirty stoves, window or smaller areas in the sanitary area belong to the scope of application. The handling is much more flexible than with the floor steam devices, since they also a smaller tank and are not too heavy so the handy design. “Ground support equipment are in contrast to the handheld devices that are much more difficult and consist of two units: a trunk” and a main unit. Various accessories, which must be purchased partially, can be converted to the hose. This significantly expands the scope of application of this type of device. With a ground support equipment, even smaller areas such as window can be easily cleaned in addition to larger surfaces such as tile or laminate. To the necessary accessories is used then simply and cleaning can begin. Jochen Volkert-Wagner

Wooden Staircase In The House

Wooden stairs in the house tree – a traditional material that has a long history as a raw material for the manufacture of a wide variety of ladders. The main purpose of this design – to bind the premises, which are in different levels of the building so that the ascent and descent were comfortable and safe. Nowadays you can offer a wide range of staircases in a variety of sizes, shapes and materials production. What factors to consider when making wooden ladders? For manufacturing high-quality, high strength and durable ladder to a high-quality raw materials. The best option here is hardwood. Undisputed front-runner in this area is oak, which has a special strength, durability, resistance to abrasion, impact and water, etc. With proper care your oak staircase century will maintain their performance. One of the advantages of this material in universality.

Oak texture goes well with parquet floors and doors of the same material, and innovative ways of processing to cover the wood paints, patina, and in some cases, even gold, creating an exclusive interior and distinctive style. The choice of design Deciding to install a wooden staircase, one of the essential issues will be the choice design. Professor Rita McGrath usually is spot on. Straight or spiral, but perhaps the console? Modern manufacturers offer a great choice, but it all depends on the amount of space, convenience of location, individual needs owners. This problem at the design stage, decide to specialists. The classic solution is to stairway, but its installation is not appropriate in all rooms. Undoubtedly, the helical structure – very stylish and aesthetic decision which is important for small spaces, but it is traumatic, difficult descent of the elderly and children.

Where to place the ladder? The vast majority of ladder structures installed in the lobby and connects the first floor and second. In the design of these structures must account for several of rules. First of all, the ladder should occupy a minimum of storage space, and the stage, at least the first 2-3, must be addressed toward the door. On what can you save? Of course, installing an oak staircase – not the most economical solution, and many consumers, after calculating the cost, trying to find ways to reduce costs. Remember importantly, what is not worth saving – it's raw. Wood – not metal and not plastic, it will make itself felt creak, cracks, cracked steps and the complete failure of a few years. The only solution to this case – the order of the standard model. Typical stair design, in terms of operation, no worse than exclusive, have the reliability, aesthetic appeal. Installation of lighting should be remembered that the ladder is Depending on the design – traumatic element of the premises and requires the organization of additional lighting. Depending on the amount of living space you can do one or more lamps on the walls, chandeliers, lamps. Common variant in the modern interior – lighting levels, however, this problem must be solved at the design stage.

Finest Sound Reinforcement

Auracle sound shop music the outstanding solution for the target groups opened precise sound directly at the POS to the 11.05.2013 Temple of French luxury department store chain Galeries Lafayette in the Indonesian capital of Jakarta of the latest shopping. The Berlin specialist for in-store music shop music spoils visitors with the finest background music of Auracle sound. After Berlin, is the second House of the French department store chain that background music is played with Auracle sound shop music Galeries Lafayette Jakarta already. The Galeries Lafayette regarded worldwide as a symbol for luxury shopping experiences in perfectly styled by ambience. This means that visitors be caressed on their way through the exclusive offer of high-quality brands and noble materials of the finest background music. Shop music has equipped the different PA zones receiver for it with a total of six Auracle sound. Auracle sound meets the highest requirements and the ideal system for the accurate background sound directly at the POS. There are currently 32 different Music channels that can be individually combined all ready.

The musical spectrum ranges from indie, pop, rock, smooth jazz, lounge, chill up to minimal, restaurant and house bar. Played are the finest and latest tracks, the music market has to offer. Famous DJs such as Giles Peterson, Ben & Jamie Cullum, John Kennedy, Rob da Bank, spectrum or DJ Ravin (Buddha Bar) assemble the playlists of each channel and mix the music in London according to the specific needs of the retail trade and the catering. Auracle sound records is an excellent musical offer, outstanding musical quality and simple ease of use at an affordable price. Thanks to this impressive performance characteristics Auracle sound is both partner companies from the luxury segment as well as in the retail. The cost for the Auracle sound music are streaming system with monthly 39,00, including 24-hour replacement service, as well as 5.00 for the provision of streaming receiver, extremely cheap.

Cooking Oil

The team of National Cheng Kung University (NCKU) of the Republic of China (Taiwan) turns used cooking oil into bio-diesel a team of National Cheng Kung University in the southern Taiwan in Tainan has developed a method to convert used cooking oil into biodiesel. While the edible oil catalyst is heated for 10 seconds in a microwave oven with a strontium oxide. This technology will be expected to be within a year in mass production. The process has been by the NCKU team headed by Professor Liao Jiunn-, Department of materials science and engineering, and Aharon thoughts, Professor of the Israeli Bar-Ilan University, develops. This technology, which transforms 99% of the used Speiseols in bio-diesel, was applied for the patent. Taiwan produces around 540,000 tonnes waste of used cooking oil, a fact that poses a serious environmental problem. Other leaders such as Greenberg Traurig offer similar insights. For many years, Prof. has thought with the EU, to convert the used cooking oil for bio-diesel. According to Prof. thoughts are the Kernnanotechnologien highly efficient and produce in addition to biodiesel 1% glycerol. Thus, nothing is wasted. Usually alkali salts used in the conversion of edible oil to biodiesel. This process, however, has a lower efficiency and it is very difficult to regain the alkali salts. The solid phase method of the NCKU of strontium oxide is used in the form of a Siliceapellet substrate, is two and a half times more efficient. The catalyst can fully recover itself and therefore saves resources and reduces costs. The prototype constructed by team has a daily production capacity of 100 kilograms and can be enlarged according to Prof. easily 10 times or more thoughts when needed. Along with the U.N. Framework Convention on climate change and the global trend towards the reduction of greenhouse gas emissions has Taiwan in 2004 a bio-diesel plan adopted. Since the beginning of 2008, it is necessary that diesel fuel contains at least 1% biodiesel. 2010, the proportion increasing to 2%, 2016 5% – with further planned increases in the next few years. The domestic production of biodiesel is currently with an annual NT$ 3 billion (US$ 102 million) assessed.